Cashflow

Key Features

• Comprehensive cashflow forecasting report to assess the sustainability of your clients’ financial goals.
• Target income, sustainable income and shortfall analyses, provide insights into actions your clients can take to ensure their goals are achieved.
• Includes comprehensive product & portfolio, fund or MPS research to enrich the review process.
• Model various stress testing scenarios, from historical market events like COVID 19 and the 2008 stock market crash, to modelling based on indices or sectors.
• Access to open market annuity quotes through Assureweb.
• Integrated with a range of leading back-office CRMs.

Cashflow

FAQs

What is cashflow modelling software for financial advisers?
Cashflow modelling software helps financial advisers illustrate how a client’s income, expenditure, savings, investments and other assets could change over time. Selectapension Cashflow enables advisers to model different scenarios, assess whether financial goals are sustainable and produce clear reports to support financial planning conversations.

Can I use Selectapension Cashflow for retirement planning?
Yes. Selectapension Cashflow can be used to model retirement income and expenditure, helping advisers assess whether a client’s assets and income are likely to support their desired lifestyle throughout retirement.

Can I calculate sustainable retirement income and identify potential shortfalls?
Yes. Selectapension Cashflow includes target income, sustainable income and shortfall analysis, helping advisers identify whether a client’s objectives are achievable and highlight where changes may need to be considered.

Can I model different financial planning scenarios?
Yes. Advisers can model different scenarios to demonstrate how changes to income, expenditure, assets, contributions and other assumptions could affect a client’s financial position and long-term objectives.

Can I stress test a client’s financial plan?
Yes. Selectapension Cashflow allows advisers to stress test financial plans against different assumptions and market conditions, including historical events such as the 2008 financial crisis and COVID-19, as well as indices and sectors.

Can I use Selectapension Cashflow for annual client reviews?
Yes. Selectapension Cashflow can support annual client reviews by helping advisers reassess a client’s financial position, review the sustainability of their income and objectives, and demonstrate the potential impact of changing circumstances.

Does Selectapension Cashflow include annuity research?
Yes. Advisers can access open-market annuity quotes through Assureweb, helping compare annuity options alongside other retirement income scenarios.

Can I produce client-facing cashflow reports?
Yes. Selectapension Cashflow produces professional, client-friendly reports that help advisers illustrate projections, potential shortfalls and different financial planning scenarios clearly.

Does Selectapension Cashflow integrate with back-office software?
Yes. Selectapension integrates with leading back-office and CRM systems, including iO, Xplan and Plannr, helping reduce rekeying and duplication by bringing client information into the cashflow planning process.