Our comprehensive and unique tool provides Cashflow Modelling, Drawdown Analysis, and Stress Tests in one streamlined package.

OUR CASHFLOW MODELLING INCLUDES THE FOLLOWING FEATURES:

Input household income and expenditure for the given age ranges of the client and their partner.

Includes State Pension, bonds, collectives, ISAs and other guaranteed income sources and assets.

Allows different specified growth rates to be applied to different assets.

Gives a comprehensive and flexible shortfall analysis.

Demonstrates income returns over time.

Build multiple decumulation strategies to maintain an income until the target age, using Office for National Statistics (ONS) Life Expectancy Tables or a chosen age.

Comprehensive stress testing to determine capacity for loss:

– Market Event Simulation – prepopulated or create your own using Morningstar indexes and Sectors.

– Randomiser – user-selected minimum and maximum growth rates.

DRAWDOWN & ANNUITY ANALYSIS

At retirement drawdown versus annuity cash flow analysis.

Include Type A and Type B critical yields.

Standard or advanced annuity quotes from Assureweb.

Income analysis table with the option to include a State Pension forecast.

Full training and ongoing telephone support are included with this subscription.